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Dwelling: Coverage on owner occupied primary or secondary residence |
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Other Structures: Coverage for detached garage, storage building, etc. |
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Unscheduled Personal Property: coverage for furniture, appliances, clothing, etc. owned or used by policyholder |
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Scheduled Personal Endorsement: Coverage for jewelry, furs, guns and fine arts. Appraisals less than two years old are required to initially insure items covered under this endorsement to the homeowner policy. |
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Additional Living Expenses: Coverage for reasonable increase in living expenses when your home becomes uninhabitable after a covered loss |
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Personal Liability: Coverage for damages which you are determined to be legally obligated to pay |
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Medical Payments: Coverage to pay medical expenses of guests who are injured |
