Landscaped backyard with paver patio, blue shingle roof tool house, outdoor sofa, retaining wall, and wooden fence.

Replacement Cost For Other Structures

If you have a unique mosaic patio, metal fencing, or a custom fire pit on your insured property, you should consider adding replacement cost coverage for other structures. This coverage protects exterior structures on your insured property that are not already covered in your homeowners policy, and includes the improvements listed above as well as masonry walls, sidewalks, driveways and more.

So if you have a Walpole mailbox or light post, a serpentine brick wall, or even a simple slate patio, ask your representative about Replacement Cost for other structures coverage.