Photo of open floor plan white kitchen with island in the background, and sectional sofa, coffee table and rug next to french doors leading to outside in the foreground.

Inflation Guard Protection

“Invest in inflation. It is the only thing going up.” Will Rogers

The Inflation Guard Protection endorsement is designed to protect Mutual Assurance and its members. Home insurance coverage has to change as a result of inflation, even if you don’t make any upgrades or renovations.

Each year, property values are automatically increased to keep up with the rising costs of construction and materials. It protects our members by providing adequate replacement coverage so significant out-of-pocket costs are not incurred.

This annual adjustment is made simultaneously with the annual assessment.