Mother and Son

The Perpetual Policy

With Mutual Assurance’s unique perpetual homeowner policy, members pay a one-time premium and a low annual assessment, resulting in much lower costs over the life of their policy. Sound too good to be true?

Get an estimate

Mutual Assurance Society of Virginia

What Our Members Say

African American man smiling and sitting on corner of office desk.

“In a time when companies are doing more with less (usually meaning less quality people too), my rep is not that - she is first class!”

William K. - Member

Our Advantages

Two sets of hands, one holding the other resting on wood table top, window in background.
Priority

Founded on Benevolence

Close up of ornate iron plaque on building with Mutual Assurance Society of Virginia on it.
Stability

Since 1794

Boomer caucasion couple, man seated on bench, wife standing behind, arms around his shoulders
Member Experience

95% Retention Rate

Portability

Closeup of hand holding pen and checking off boxes on form
Partnership

Careful

Pre-Qualification

Process

Hands holding packing tape dispenser, sealing up cardboard moving boxes
Portability

You Can Take It
With You

Smiling female phone operator in white blouse and headset
Reliability

24/7/365

Virginia Home Insurance Provider

Antique, hand drawing of Monticello from 1790s policy.
Heading from policy with Antique etching of Lady Union holding scales, sword, dressed in toga.

Featured

Flo by Moen device and hand holding cell phone with Flo app showing

Society Members have an opportunity to purchase the Flo by Moen water damage mitigation device for more than 50% off the MSRP, including installation.

Flo by Moen

Open laptop on wooden desk with screen shot of newsletter

Monthly Newsletter

In our monthly newsletter, we provide company updates, new offerings, and helpful tips to keep your family, home, and personal property safe.