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The Perpetual Policy

With Mutual Assurance’s unique perpetual homeowner policy, members pay a one-time premium and a low annual assessment, resulting in much lower costs over the life of their policy. Sound too good to be true?

Mutual Assurance Society of Virginia

What Our Members Say

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“Mutual Assurance Society for homeowners is hands down the best - they beat everyone. You pay a little more to get in in the beginning, and they have strict requirements, but the savings is unbelievable! Never had any issues with them on every house I have owned. Best secret in Virginia!”

Lauren Lane - Member | Nextdoor Review

Our Advantages

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Founded on Benevolence

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227 Years In Business

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95% Customer Retention

Portability

Checklist

Careful
Pre-Qualification
Process

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You Can Take It
With You

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24/7/365

Virginia Home Insurance Provider

Antique drawing of Mount Vernon from 1790's insurance policy.
Header drawing of Lady Union hodling scales, shield, wearing toga, on old policy.

Featured

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Sign Up For Our Monthly Newsletter

In our monthly newsletter, we provide company updates, new offerings, and helpful tips to keep your family, home, and personal property safe.

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Water Safety Assessment Offer From Beagle Services

In our monthly newsletter, we provide company updates, new offerings, and helpful tips to keep your family, home, and personal property safe.