Mother and Son

The Perpetual Policy

With Mutual Assurance’s unique perpetual homeowner policy, members pay a one-time premium and a low annual assessment, resulting in much lower costs over the life of their policy. Sound too good to be true?

Mutual Assurance Society of Virginia

What Our Members Say

Testminonial from customer with African American in cardigan sweater sitting on desk edge background

“Mutual Assurance Society for homeowners is hands down the best - they beat everyone. You pay a little more to get in in the beginning, and they have strict requirements, but the savings is unbelievable! Never had any issues with them on every house I have owned. Best secret in Virginia!”

Lauren Lane - Member | Nextdoor Review

Our Advantages

One set of hands holding another as they rest on a table top with curtained window in background.
Priority

Founded on Benevolence

Close up of ornate Mutual Assurance Iron plaque on outside of building
Stability

227 Years In Business

Boomer, caucasion couple man sitting on bench as wife stands behind him, arms around his shoulders.
Member Experience

95% Customer Retention

Portability

Checklist
Partnership

Careful
Pre-Qualification
Process

Hands holding packing tape dispenser sealing up cardboard moving box
Portability

You Can Take It
With You

Smiling female phone operator in white blouse and headset
Reliability

24/7/365

Virginia Home Insurance Provider

Antique drawing of Mount Vernon from 1790's insurance policy.
Header drawing of Lady Union hodling scales, shield, wearing toga, on old policy.

Featured

Open laptop on wooden desk with screen shot of newsletter

Sign Up For Our Monthly Newsletter

In our monthly newsletter, we provide company updates, new offerings, and helpful tips to keep your family, home, and personal property safe.

Washing.Machine.png

Water Safety Assessment Offer From Beagle Services

In our monthly newsletter, we provide company updates, new offerings, and helpful tips to keep your family, home, and personal property safe.